.credit-journey{--cj-white:#ffffff;--cj-warm-50:#faf9f6;--cj-warm-100:#f1f0ec;--cj-warm-300:#d6d8d5;--cj-slate-600:#52606e;--cj-navy-900:#152f4b;--cj-navy-950:#102338;--cj-blue-50:#edf3fe;--cj-blue-600:#2563eb;--cj-blue-700:#1d4ed8;--cj-blue-800:#1e40af;--cj-red-700:#b91c1c;--cj-space-1:.25rem;--cj-space-2:.5rem;--cj-space-3:.75rem;--cj-space-4:1rem;--cj-space-5:1.25rem;--cj-space-6:1.5rem;--cj-space-8:2rem;--cj-space-10:2.5rem;--cj-space-12:3rem;--cj-space-16:4rem;--cj-radius-sm:.25rem;--cj-radius-md:.5rem;--cj-text-xs:.75rem;--cj-text-sm:.875rem;--cj-text-base:1rem;--cj-text-lg:1.125rem;--cj-text-xl:1.375rem;--cj-duration-fast:150ms;--cj-color-page:var(--cj-warm-50);--cj-color-surface:var(--cj-white);--cj-color-subtle:var(--cj-warm-100);--cj-color-text:var(--cj-navy-900);--cj-color-muted:var(--cj-slate-600);--cj-color-border:var(--cj-warm-300);--cj-color-primary:var(--cj-blue-600);--cj-color-primary-hover:var(--cj-blue-700);--cj-color-primary-active:var(--cj-blue-800);--cj-color-primary-soft:var(--cj-blue-50);--cj-color-on-primary:var(--cj-white);--cj-color-focus:var(--cj-blue-700);--cj-color-error:var(--cj-red-700);--cj-font-body:var(--font-inter),-apple-system,BlinkMacSystemFont,"Segoe 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:where(a,button,input,select,textarea,summary,[tabindex]):focus-visible{outline:3px solid var(--cj-color-focus);outline-offset:4px}.credit-journey :where(section,aside,main,[id]){scroll-margin-top:7rem}.credit-journey .cj-container{width:min(100% - 2 * var(--cj-space-gutter),1160px);margin-inline:auto}.credit-journey .cj-skip-link{position:fixed;z-index:100;top:-6rem;left:var(--cj-space-4);padding:var(--cj-space-3);background:var(--cj-color-surface);color:var(--cj-color-text)}.credit-journey .cj-skip-link:focus{top:var(--cj-space-3)}.credit-journey .cj-header{border-bottom:1px solid var(--cj-color-border);background:var(--cj-color-page)}.credit-journey .cj-header-inner{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:var(--cj-space-6)}.credit-journey .cj-brand{display:inline-flex;align-items:center;gap:var(--cj-space-5);min-width:0;color:var(--cj-color-text);text-decoration:none}.credit-journey .cj-logo{width:auto;height:40px;-o-object-fit:contain;object-fit:contain}.credit-journey .cj-wordmark{font-size:30px;line-height:1;letter-spacing:-.065em;font-weight:700}.credit-journey .cj-brand-caption{border-left:1px solid var(--cj-color-border);padding-left:var(--cj-space-5);color:var(--cj-color-muted);font-size:var(--cj-text-xs);text-transform:uppercase;letter-spacing:.1em}.credit-journey .cj-header-nav{display:flex;align-items:center;gap:var(--cj-space-8);font-size:var(--cj-text-sm)}.credit-journey .cj-header-nav a{color:var(--cj-color-text);text-decoration:none;padding-block:var(--cj-space-3)}.credit-journey .cj-header-nav a:hover{color:var(--cj-color-primary)}.credit-journey .cj-section{padding-block:var(--cj-space-section)}.credit-journey .cj-eyebrow{color:var(--cj-color-muted);font-size:var(--cj-text-xs);font-weight:650;letter-spacing:.13em;text-transform:uppercase;margin:0 0 var(--cj-space-5)}.credit-journey .cj-hero-title{color:var(--cj-color-text);font-size:clamp(2.5rem,4.2vw,3.5rem);font-weight:550;line-height:1.08;letter-spacing:-.055em;margin:0 0 var(--cj-space-6);max-width:20ch}.credit-journey .cj-page-title{color:var(--cj-color-text);font-size:clamp(2rem,3.6vw,3.1rem);font-weight:550;line-height:1.12;letter-spacing:-.045em;margin:0 0 var(--cj-space-5);max-width:24ch}.credit-journey .cj-section-title{color:var(--cj-color-text);font-size:clamp(1.65rem,2.8vw,2.15rem);font-weight:550;line-height:1.25;letter-spacing:-.035em;margin:0}.credit-journey .cj-lead{color:var(--cj-color-muted);font-size:var(--cj-text-lg);line-height:1.7;max-width:61ch;margin:0 0 var(--cj-space-8)}.credit-journey .cj-body-copy{color:var(--cj-color-muted);font-size:var(--cj-text-base);line-height:1.75;margin:0 0 var(--cj-space-5)}.credit-journey .cj-micro{font-size:var(--cj-text-xs);color:var(--cj-color-muted);line-height:1.65}.credit-journey .cj-button{display:inline-flex;align-items:center;justify-content:center;gap:var(--cj-space-5);min-height:54px;border:1px solid transparent;border-radius:var(--cj-button-radius);padding:var(--cj-space-4) var(--cj-space-6);background:var(--cj-button-bg);color:var(--cj-button-fg);font-size:var(--cj-text-sm);font-weight:600;line-height:1.5;text-align:center;text-decoration:none;cursor:pointer;transition:background-color var(--cj-duration-fast),border-color var(--cj-duration-fast)}.credit-journey .cj-button:hover{background:var(--cj-button-bg-hover)}.credit-journey .cj-button:active{background:var(--cj-button-bg-active)}.credit-journey .cj-button-secondary{--cj-button-bg:var(--cj-color-page);--cj-button-fg:var(--cj-color-text);--cj-button-bg-hover:var(--cj-color-subtle);--cj-button-bg-active:var(--cj-color-subtle);border-color:var(--cj-color-border)}.credit-journey .cj-button:disabled,.credit-journey .cj-button[aria-disabled=true]{background:var(--cj-color-subtle);color:var(--cj-color-muted);border-color:var(--cj-color-border);cursor:not-allowed}.credit-journey .cj-arrow{font-size:var(--cj-text-xl);line-height:1}.credit-journey .cj-text-link{display:inline-flex;align-items:center;gap:var(--cj-space-2);padding-block:var(--cj-space-3);color:var(--cj-color-text);background:none;border:0;font-size:var(--cj-text-sm);text-decoration:underline;text-underline-offset:5px;cursor:pointer}.credit-journey .cj-text-link:hover{color:var(--cj-color-primary)}.credit-journey .cj-home-hero{display:grid;grid-template-columns:1.3fr .8fr;gap:5rem;align-items:start}.credit-journey .cj-hero-body{min-width:0}.credit-journey .cj-hero-body .cj-lead{max-width:52ch;font-size:1.0625rem;line-height:1.65;margin-bottom:var(--cj-space-6)}.credit-journey .cj-cta-note{margin:var(--cj-space-3) 0 0}.credit-journey .cj-process{list-style:none;margin:var(--cj-space-2) 0 0;padding:0;border-top:1px solid var(--cj-color-text)}.credit-journey .cj-process li{display:grid;grid-template-columns:2rem 1fr;gap:var(--cj-space-4);border-bottom:1px solid var(--cj-color-border);padding-block:var(--cj-space-6)}.credit-journey .cj-step-number{color:var(--cj-color-primary);font-size:var(--cj-text-xs);font-variant-numeric:tabular-nums;padding-top:.4rem}.credit-journey .cj-process h2{color:var(--cj-color-text);font-size:var(--cj-text-xl);font-weight:550;letter-spacing:-.025em;line-height:1.35;margin:0 0 var(--cj-space-2)}.credit-journey .cj-process p{color:var(--cj-color-muted);font-size:var(--cj-text-sm);margin:0}.credit-journey .cj-criteria{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:var(--cj-space-6);padding-block:var(--cj-space-6);border-block:1px solid var(--cj-color-border)}.credit-journey .cj-criteria>p{font-size:var(--cj-text-sm);margin:0}.credit-journey .cj-criteria-values{display:flex;flex-wrap:wrap;gap:var(--cj-space-12);margin:0}.credit-journey .cj-criteria-values dt{font-size:var(--cj-text-sm);color:var(--cj-color-muted)}.credit-journey .cj-criteria-values dd{color:var(--cj-color-text);font-size:var(--cj-text-xl);font-weight:550;letter-spacing:-.025em;margin:0}.credit-journey .cj-home-context{display:grid;grid-template-columns:1fr 1fr;gap:var(--cj-space-16);padding-block:var(--cj-space-section)}.credit-journey .cj-help-strip{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:var(--cj-space-6);border-top:1px solid var(--cj-color-border);padding-block:var(--cj-space-6)}.credit-journey .cj-help-strip>div{max-width:64ch}.credit-journey .cj-help-strip h2{font-size:var(--cj-text-base);color:var(--cj-color-text);font-weight:550;margin:0 0 var(--cj-space-2)}.credit-journey .cj-help-strip p{color:var(--cj-color-muted);font-size:var(--cj-text-sm);margin:0}.credit-journey .cj-help-strip .cj-micro{font-size:var(--cj-text-xs);margin-top:var(--cj-space-2)}.credit-journey .cj-footer{border-top:1px solid var(--cj-color-border);padding-block:var(--cj-space-6) var(--cj-space-8)}.credit-journey .cj-footer-inner{display:flex;justify-content:space-between;gap:var(--cj-space-8)}.credit-journey .cj-footer-inner>div{max-width:83ch}.credit-journey .cj-footer p{font-size:var(--cj-text-xs);color:var(--cj-color-muted);margin:0}.credit-journey .cj-footer p.cj-footer-brand{color:var(--cj-color-text);font-weight:650}.credit-journey .cj-footer-links{display:flex;flex-wrap:wrap;gap:var(--cj-space-5);margin-top:var(--cj-space-4);font-size:var(--cj-text-xs);color:var(--cj-color-muted)}.credit-journey .cj-footer-links a:hover{text-decoration:underline;text-underline-offset:3px}.credit-journey .cj-help-strip:has(.cj-roberta-help){flex-wrap:wrap}.credit-journey .cj-roberta-help{flex:0 0 100%;display:grid;gap:var(--cj-space-4);padding-top:var(--cj-space-5);border-top:1px solid var(--cj-color-border)}.credit-journey .cj-roberta-help p{max-width:78ch;margin:0}.credit-journey .cj-roberta-help label{display:flex;align-items:flex-start;gap:var(--cj-space-3);font-size:var(--cj-text-sm)}.credit-journey .cj-roberta-help input[type=checkbox]{margin-top:5px;width:18px;height:18px;flex-shrink:0;accent-color:var(--cj-color-primary)}.credit-journey .cj-roberta-help .cj-button{justify-self:start}.credit-journey.cj-scheduling .cj-page-title{max-width:21ch}.credit-journey.cj-scheduling .cj-lead{max-width:69ch}.credit-journey .cj-booking-options,.credit-journey .cj-scheduling-form{display:grid;max-width:720px;gap:var(--cj-space-5);margin-block:var(--cj-space-10);padding-top:var(--cj-space-6);border-top:1px solid var(--cj-color-text)}.credit-journey .cj-scheduling-form h2{font-size:var(--cj-text-xl);font-weight:600}.credit-journey .cj-scheduling-form p{color:var(--cj-color-muted)}.credit-journey .cj-scheduling-form .cj-field{max-width:440px}.credit-journey .cj-booking-options .cj-button,.credit-journey .cj-scheduling-form .cj-button{justify-self:start}.credit-journey .cj-booking-options fieldset{display:grid;gap:var(--cj-space-3)}.credit-journey .cj-booking-options legend{padding-bottom:var(--cj-space-4);font-size:var(--cj-text-lg);font-weight:550}.credit-journey .cj-closer-option{display:flex;align-items:center;gap:var(--cj-space-3);padding:var(--cj-space-4);border:1px solid var(--cj-color-border);border-radius:var(--cj-radius-sm);cursor:pointer}.credit-journey .cj-closer-option:has(input:checked){border-color:var(--cj-color-primary);background:var(--cj-color-surface)}.credit-journey .cj-closer-option input{accent-color:var(--cj-color-primary)}.credit-journey .cj-form-grid{display:grid;grid-template-columns:1fr 1fr;gap:var(--cj-space-6)}.credit-journey .cj-form-grid>.cj-full-width{grid-column:1/-1}.credit-journey .cj-field{display:flex;flex-direction:column;gap:var(--cj-space-2);font-size:var(--cj-text-sm);color:var(--cj-color-text)}.credit-journey .cj-input,.credit-journey .cj-select{width:100%;min-width:0;min-height:52px;color:var(--cj-color-text);background:var(--cj-field-bg);border:1px solid var(--cj-field-border);border-radius:var(--cj-radius-sm);padding:var(--cj-field-padding);font-variant-numeric:tabular-nums}.credit-journey .cj-input[aria-invalid=true],.credit-journey .cj-select[aria-invalid=true]{border-color:var(--cj-color-error)}.credit-journey .cj-field-help{color:var(--cj-color-muted);font-size:var(--cj-text-xs);margin:0}.credit-journey .cj-field-error{color:var(--cj-color-error);font-size:var(--cj-text-sm);margin:0}.credit-journey .cj-form-actions{display:flex;flex-wrap:wrap;align-items:center;gap:var(--cj-space-4);padding-top:var(--cj-space-8)}.credit-journey .cj-aside{border-top:1px solid var(--cj-color-text);padding-top:var(--cj-space-5)}.credit-journey .cj-aside h2{font-size:var(--cj-text-xl);line-height:1.3;font-weight:550;letter-spacing:-.025em;margin:0 0 var(--cj-space-5)}.credit-journey .cj-aside li,.credit-journey .cj-aside p{color:var(--cj-color-muted);font-size:var(--cj-text-sm)}.credit-journey .cj-ledger{margin:0}.credit-journey .cj-ledger-row{display:flex;justify-content:space-between;align-items:baseline;gap:var(--cj-space-6);padding-block:var(--cj-space-4);border-bottom:1px solid var(--cj-ledger-divider);font-size:var(--cj-text-sm)}.credit-journey .cj-ledger-row dt{color:var(--cj-color-muted)}.credit-journey .cj-ledger-row dd{margin:0;color:var(--cj-color-text);font-variant-numeric:tabular-nums;font-weight:550;white-space:nowrap}.credit-journey .cj-ledger-total{font-size:var(--cj-text-base);border-bottom-color:var(--cj-color-text)}.credit-journey .cj-ledger-total dt{color:var(--cj-color-text)}.credit-journey .cj-tabs{display:flex;border-bottom:1px solid var(--cj-color-border);gap:var(--cj-space-6)}.credit-journey .cj-tab{padding:var(--cj-space-4) var(--cj-space-2);margin-bottom:-1px;color:var(--cj-tab-fg);background:none;border:none;border-bottom:3px solid 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.cj-form-actions{flex-direction:column;align-items:stretch}.credit-journey .cj-tabs{gap:var(--cj-space-3);overflow-x:auto}}@media (prefers-reduced-motion:reduce){.credit-journey *,.credit-journey :after,.credit-journey :before{transition:none!important;scroll-behavior:auto!important}}.credit-simple-result{background:#f7f8fa;color:#172e47;min-height:100dvh;font-size:15px;line-height:1.55}.credit-simple-result .simple-content{max-width:1140px;margin:auto;padding:48px 24px 30px}.credit-simple-result .simple-nav{background:white;border-bottom:1px solid #dce2e9;display:flex;justify-content:space-between;align-items:center;padding:20px max(24px,calc((100% - 1092px) / 2));gap:18px}.credit-simple-result .simple-nav a{font-size:25px;font-weight:800;letter-spacing:-1.5px}.credit-simple-result .simple-nav a span{color:#215de4}.credit-simple-result .simple-nav>span{color:#647383;font-size:12px}.credit-simple-result h1{font-size:clamp(30px,4vw,45px);line-height:1.12;letter-spacing:-1.7px;margin:12px 0;font-weight:650}.credit-simple-result h2{font-size:24px;letter-spacing:-.65px;font-weight:650}.credit-simple-result h3{font-size:15px;font-weight:650}.credit-simple-result p{color:#647383}.credit-simple-result .simple-intro{display:flex;align-items:flex-end;justify-content:space-between;gap:28px}.credit-simple-result .simple-eyebrow{font-size:11px;text-transform:uppercase;letter-spacing:.15em;font-weight:700;color:#215de4}.credit-simple-result .simple-badge{flex-shrink:0;font-size:12px;background:#eaf1fb;border:1px solid #d5e1f3;border-radius:100px;color:#295589;padding:7px 13px}.credit-simple-result .simple-capital{display:grid;grid-template-columns:1fr 1.5fr;margin-top:30px;border:1px solid #dce2e9;border-radius:16px;overflow:hidden;background:white}.credit-simple-result .simple-capital-main{background:#edf3ff;padding:28px 30px;border-right:1px solid #dce5f4}.credit-simple-result 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#dce2e9;margin-top:18px;padding-top:13px;font-size:11px}.credit-simple-result .simple-section-head{display:flex;align-items:center;justify-content:space-between;gap:24px;margin:40px 0 18px}.credit-simple-result .simple-section-head p,.credit-simple-result .simple-section-head>strong{font-size:12px}.credit-simple-result .simple-panel{background:white;border:1px solid #dce2e9;border-radius:16px;padding:24px 28px;min-width:0}.credit-simple-result .simple-panel p{font-size:12px}.credit-simple-result .simple-grace{display:grid;grid-template-columns:1fr 1.1fr;gap:30px;align-items:center}.credit-simple-result .simple-grace label{font-size:12px}.credit-simple-result output{color:#215de4;font-size:16px;font-weight:700}.credit-simple-result input[type=range]{width:100%;accent-color:#215de4;cursor:pointer;margin-top:8px}.credit-simple-result small{font-size:11px;color:#647383}.credit-simple-result .simple-adjusted{font-size:12px;margin:12px 0}.credit-simple-result .simple-payments{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:16px}.credit-simple-result .simple-no-grace{grid-template-columns:1fr}.credit-simple-result .simple-integral{border-color:#aec6fc;background:#f5f8ff}.credit-simple-result .simple-payment-money{font-size:clamp(27px,3.4vw,36px)!important;color:#172e47;font-weight:650;letter-spacing:-1.2px;margin:16px 0 7px;font-variant-numeric:tabular-nums}.credit-simple-result .simple-payment-money span{font-size:14px;letter-spacing:0;color:#215de4;white-space:nowrap}.credit-simple-result .simple-index-note{font-size:12px;padding-top:14px}.credit-simple-result .simple-visual{margin-top:26px}.credit-simple-result .simple-tabs{display:flex;background:#edf1f5;border-radius:8px;padding:3px}.credit-simple-result .simple-tabs button{padding:6px 14px;font-size:12px;border-radius:6px}.credit-simple-result .simple-tabs button[aria-pressed=true]{background:white;box-shadow:0 1px 4px #00000012}.credit-simple-result .simple-chart{margin-top:22px}.credit-simple-result .simple-chart svg{width:100%;height:245px;display:block}.credit-simple-result .simple-chart text{font-size:12px;fill:#647383}.credit-simple-result .simple-chart-footer{display:flex;justify-content:space-between;gap:20px;border-top:1px solid #edf0f4;padding-top:15px;font-size:12px}.credit-simple-result .simple-chart-footer small{display:block}.credit-simple-result .simple-debt{margin-top:24px}.credit-simple-result .simple-debt h2{font-size:19px;margin-bottom:8px}.credit-simple-result .simple-debt-rows{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:20px 0;font-size:12px}.credit-simple-result .simple-debt-rows>div{border-left:2px solid #d9e3f0;padding-left:14px}.credit-simple-result .simple-debt-rows strong{display:block;font-size:20px;margin-top:5px}.credit-simple-result .simple-delta{background:#f4f7fb;padding:12px 15px;border-radius:8px}.credit-simple-result .simple-delta strong{color:#25569d}.credit-simple-result .simple-cta{margin-top:26px;background:#172f4b;border-radius:16px;padding:25px 28px;display:flex;align-items:center;justify-content:space-between;gap:28px;color:white}.credit-simple-result .simple-cta h2{font-size:19px}.credit-simple-result .simple-cta p{font-size:12px;color:#bdccdc;max-width:550px}.credit-simple-result .simple-cta a{background:white;color:#183958;padding:13px 19px;border-radius:8px;font-size:13px;font-weight:650;flex-shrink:0}.credit-simple-result .simple-confirm{text-align:right;font-size:11px;margin-top:9px}.credit-simple-result .simple-details{margin-top:24px;padding:16px 22px}.credit-simple-result summary{cursor:pointer;font-size:13px;font-weight:600}.credit-simple-result .simple-details p{margin-top:12px}.credit-simple-result :is(button,input,summary,a):focus-visible{outline:3px solid #86aaff;outline-offset:4px}@media (max-width:700px){.credit-simple-result .simple-content{padding:30px 18px 24px}.credit-simple-result .simple-cta,.credit-simple-result 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